Home equity tools
Cash-Out Refinance Calculator
Estimate a new loan amount, payment, cash before costs, and loan-to-value ratio.
Free, private estimate
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HomeMoneyTools provides calculators and educational information for general informational purposes only. Results are estimates and may not reflect actual lender terms, taxes, insurance, fees, market conditions, or other costs. HomeMoneyTools does not provide lending, financial, tax, legal, real-estate, or investment advice. Always verify important financial information with the appropriate licensed professional or provider.
How this estimate works
Cash-out refinancing replaces an existing mortgage with a new, larger loan. This estimate does not determine eligibility or lender terms.
HomeMoneyTools provides calculators and educational information for general informational purposes only. Results are estimates and may not reflect actual lender terms, taxes, insurance, fees, market conditions, or other costs. HomeMoneyTools does not provide lending, financial, tax, legal, real-estate, or investment advice. Always verify important financial information with the appropriate licensed professional or provider.
Common questions
How much cash can I receive?
The illustration subtracts your existing balance and closing costs from the new estimated loan amount.
What is cash-out refinance LTV?
The new loan amount divided by the home's estimated value.