Free calculator library
Know your home numbers.
Use clear, private estimates for buying, borrowing, owning, improving, or selling a home. No account required.
Mortgage tools
Mortgage Payment Calculator
Estimate your monthly mortgage payment, taxes, insurance, HOA dues, and total loan cost.
Open calculator →Refinance Break-Even Calculator
Compare an estimated new payment with your current payment and see when closing costs may be recovered.
Open calculator →Home Affordability Calculator
Estimate an affordable purchase price and housing payment from income, debts, down payment, and assumptions.
Open calculator →Mortgage Amortization Calculator
See how a fixed mortgage payment is split between principal and interest over time.
Open calculator →Loan Comparison Calculator
Compare estimated payments and total interest between two loan scenarios.
Open calculator →Down Payment Calculator
Calculate a down payment amount or percentage for a home purchase.
Open calculator →Home equity tools
HELOC Payment Calculator
Estimate equity, interest-only payments, and repayment payments for a home equity line of credit.
Open calculator →Home Equity Calculator
Estimate equity, LTV, CLTV, and illustrative borrowing room based on a selected maximum CLTV.
Open calculator →Cash-Out Refinance Calculator
Estimate a new loan amount, payment, cash before costs, and loan-to-value ratio.
Open calculator →Homeownership tools
Rent vs. Buy Calculator
Compare estimated rent and homeownership cash costs at one, three, five, and ten years.
Open calculator →Home Sale Proceeds Calculator
Estimate sale expenses, mortgage payoff, and proceeds before taxes or other transaction-specific factors.
Open calculator →Home Improvement ROI Calculator
Estimate return on investment and net gain or loss from project costs, financing, and expected value increase.
Open calculator →Closing Cost Estimator
Estimate buyer closing costs from a purchase price and selected percentage assumption.
Open calculator →Homeownership Cost Calculator
Estimate monthly and annual ongoing ownership costs beyond your mortgage payment.
Open calculator →Property Tax Estimator
Estimate annual and monthly property tax using a home value and tax rate assumption.
Open calculator →Home Maintenance Budget Calculator
Estimate an annual and monthly maintenance reserve from home value and a selected rate.
Open calculator →Emergency Home Repair Fund Calculator
Set an emergency repair goal and estimate a monthly savings amount to reach it.
Open calculator →Financial tools
Debt Payoff Calculator
Project payoff timing, total interest, and estimated savings from sending extra money to debt each month.
Open calculator →Monthly Payment Calculator
Calculate an estimated fixed monthly principal-and-interest payment.
Open calculator →Interest Calculator
Estimate total interest and total repaid on a fixed-rate amortizing loan.
Open calculator →