Home equity tools
Home Equity Calculator
Estimate equity, LTV, CLTV, and illustrative borrowing room based on a selected maximum CLTV.
Free, private estimate
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HomeMoneyTools provides calculators and educational information for general informational purposes only. Results are estimates and may not reflect actual lender terms, taxes, insurance, fees, market conditions, or other costs. HomeMoneyTools does not provide lending, financial, tax, legal, real-estate, or investment advice. Always verify important financial information with the appropriate licensed professional or provider.
How this estimate works
Home equity is the portion of your property value that is not pledged to existing liens. An equity figure does not guarantee financing or a sale price.
HomeMoneyTools provides calculators and educational information for general informational purposes only. Results are estimates and may not reflect actual lender terms, taxes, insurance, fees, market conditions, or other costs. HomeMoneyTools does not provide lending, financial, tax, legal, real-estate, or investment advice. Always verify important financial information with the appropriate licensed professional or provider.
Common questions
How is home equity calculated?
Estimated home value minus mortgage, second-lien, and other lien balances.
What is CLTV?
Combined loan-to-value compares all lien balances with the home's estimated value.